Worked as an Underwriter with HSBC for over 18 years in personal and commercial protection. Prior to this worked with Royal Sun Alliance Underwriting . A number of key strategic product and underwriting developments for both the bancassurance and IFA propositions – including

• A leading role in the development of Underwriting digital rules which has resulted in >70% STA rate for the HSBC Protection Product.
• A leading role in the development of the new HSBC Enhanced Underwriting Proposition.
• Development of a Distribution Quality Management, Underwriting and Post-Issue Sample process for the HSBC Production Product.