COVER Excellence Awards Winners 2026


Well done to the winners of the COVER Excellence Awards 2026.

Thank you to everyone that entered, to all our amazing judges and supporters.



Outstanding Mental Health & Wellbeing Support

Winner: Zurich


Outstanding New Technology Offering

Winner: Vitality


Outstanding Added Value (Provider)

Winner: Zurich


Outstanding Added Value Service (Third Party)

Winner: RedArc


Outstanding Health Plan

Winner: Equipsme
Highly Commended: Health Shield

Outstanding Business Protection

Winner: Zurich


Outstanding Individual Critical Illness

Winner: Guardian
Highly Commended: Zurich

Outstanding Individual Income Protection

Winner: National Friendly
Highly Commended: The Exeter

Outstanding Group Health Provider

Winner: Bupa UK


Outstanding Group Protection Provider

Winner: Zurich


Outstanding Individual Life Insurance

Winner: The Exeter


Outstanding Protection Product Innovation

Winner: Guardian


Outstanding Promotion of Protection

Winner: Zurich


Rising Star - Provider

Winner: Luca Paiano, L&G
Highly Commended: Annie Ruggiero, Zurich

Rising Star - Intermediary

Winner: Liam Byrne, Waddle
Highly Commended: Cosimo Edwards, Wingate Benefit Solutions

Employee Benefits Intermediary of the Year


Winner: Brown & Brown Health and Employee Benefits


Excellence in Customer Service Award

Winner: Reassured


Outstanding Client Engagement (sponsor: Royal London)

Winner: LifeSearch Health


Intermediary of the Year

Winner: Howden
Highly Commended: Lifepoint

Outstanding Adviser Network (sponsor: Shepherds Friendly)

Winner: The Openwork Partnership


Outstanding Specialist Intermediary

Winner: SPF Private Clients


Small Intermediary of the Year

Winner: MoneyMates
Highly Commended: Lloyd & Co Employee Benefits Ltd

Protection Intermediary of the Year (sponsor: UnderwriteMe)


Winner: LifeSearch


Insurance Leader of the Year

Winner: Holly Ewing, OneFamily

Highly Commended: Setul Mehta, Royal London


Intermediary of the Year (Individual Achievement)

Winner: Ashley Hill, L&C Mortgages

Highly Commended: Ross Haynes, Mojo Mortgages