Programme
COVER Magazine is delighted to welcome you back to the COVER Protection and Health Summit.
Arrive early and start the day right by enjoying our welcome breakfast!
We start off the day with a welcome from our editor, Cameron Roberts.
The theme for this year’s COVER Protection and Health Summit is “Elevating Adviser Insight”.
Protection planning has long focused on shielding clients from life’s major shocks, illness, death, and financial crises. But with people living longer than ever, a new challenge is emerging: how do we support clients through the realities of extended later life? This session explores the evolving role of advisers in addressing long-term care needs, later life planning, and the shifting definition of "normal life."
Session details coming soon...
Session details coming soon...
Time to grab a coffee and meet our exhibitors.
The conversation around prevention has evolved, wellbeing is no longer just about engagement; it's a core component of effective risk management. When targeted properly, prevention strategies can address key drivers of ill health, helping reduce the incidence of long-term claims. However, challenges come with the costs involved, and whether employers recognise the future benefits of investing in wellbeing today.
The FCA’s Financial Lives 2024 survey highlighted 49% of UK adults showed characteristics of financial vulnerability, reaffirming the growing concern that protection isn’t cutting through as it needs to be. This session will explore how the industry can better position protection as a vital tool for building financial resilience and navigating life’s inevitable challenges.
Time for lunch - grab a bite to eat in the exhibition hall and grow your network!
Product Updates
For clients with multiple or pre-existing health conditions, accessing protection can be a difficult challenge, or simply not an option. This session explores how underwriting approaches are evolving to better serve these individuals and how the industry can do more to support these clients.
The Autumn Budget has brought inheritance tax (IHT) and its implications for financial planning into the spotlight.
This session will:
- Explore the skills advisers need to effectively use life products for IHT mitigation.
- Discuss whether joint life second death may be a more viable option than single life in this scenario.
- Project how the industry will respond.
This session explores developed EAP propositions designed to provide long-term mental health support, reducing reliance on PMI schemes and offering a more sustainable solution for employers and employees alike.
This session will look at the various ways customers might think about protecting their income, which might not be Income Protection. Although ASU doesn't have the best track record within the industry, it is becoming a viable option for many.
Core Skills
AI doesn’t have to be intimidating or corporate. This masterclass strips away the jargon and focuses on real-world examples advisers can use AI tools to boost productivity, improve client comms, and simplify daily tasks. From social media to brainstorming and admin support, discover how small, smart uses of AI can make a big difference in your business.
Bringing COVER's claims and underwriting series to the stage! This session aims to shed light on the underwriting and claims journeys, highlighting cases which created good customer outcomes and scenarios in which the industry needs to improve.
This session provides practical guidance for advisers aiming to improve their sales. Learn how to engage clients in meaningful conversations, overcome objections with confidence, and use social media to build trust and drive inquiries.
Unconscious bias can subtly influence the design and selection of health plans. For advisers, there’s a critical opportunity and responsibility to challenge default assumptions and advocate for more inclusive, equitable options.
Time to grab a coffee and meet our exhibitors.
Thank you for joining COVER Protection and Health Summit.
Please note that this programme is subject to change